Are you at Risk Of Foreclosure?

1. Helping Americans
2. Avoiding Foreclosure


Avoiding Foreclosure


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Are You At Risk of Foreclosure?

Tips for Avoiding Foreclosure

When a Loan Provider Won't Deal With You


Related Information


Speak to a HUD-Approved Housing Counseling Agency

FHA Loss Mitigation Services


There are a variety of programs to assist house owners who are at risk of foreclosure and otherwise dealing with their month-to-month mortgage payments. Please continue reading for a summary of resources available.


Please read FHA's brochure, "Save Your Home: Tips to Avoid Foreclosure," likewise published in Spanish, Chinese and Vietnamese.


Contact Your Lender


If you are experiencing problems making your mortgage payments, you are motivated to call your lending institution or loan servicer straight to inquire about foreclosure avoidance choices that are available. If you are experiencing problem communicating with your mortgage loan provider or servicer about your requirement for mortgage relief, there are organizations that can help by calling lenders and servicers in your place.


Assistance for FHA-Insured Homeowners


The Federal Housing Administration (FHA), which belongs of the U.S. Department of Housing and Urban Development (HUD), is working strongly to stop and reverse the losses represented by foreclosure. Through its National Servicing Center (NSC), FHA offers a variety of different loss mitigation programs and informative resources to assist FHA-insured house owners and home equity conversion mortgage (HECM) debtors facing financial hardship or unemployment and whose mortgage is either in default or at danger of default.


Click on this link to log onto the NSC Loss Mitigation Programs web page.

Click on this link for answers to Frequently Asked Questions about FHA's loss mitigation programs.
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