How much House can I Afford?

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Mortgage Calculator


Free mortgage calculator: Estimate the month-to-month payment breakdown for your mortgage loan, taxes and insurance coverage


How to utilize our mortgage calculator to estimate a mortgage payment


Our calculator assists you find just how much your regular monthly mortgage payment might be. You just need eight pieces of info to begin with our simple mortgage calculator:


Home rate. Enter the purchase price for a home or test various costs to see how they affect the monthly mortgage payment.
Loan term. Your loan term is the number of years it requires to pay off your mortgage. Choose a 30-year fixed-rate term for the most affordable payment, or a 15-year term to conserve cash on interest.
Down payment. A down payment is in advance cash you pay to buy a home - most loans need a minimum of a 3% to 3.5% deposit. However, if you put down less than 20% when securing a standard loan, you'll need to pay personal mortgage insurance coverage (PMI). Our calculator will automatically estimate your PMI amount based upon your deposit.